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CFH Financial Services, Inc. Privacy Policy
We respect and protect your privacy!
1. CFH Financial Services, Inc. is a full-service, comprehensive, independent, financial planning firm. Our financial advisors design and implement custom tailored plans for individuals, businesses, and institutions. Our website is intended to provide information relative to the products and services we provide and to facilitate communication between our associates and those we serve. Most of the sections are open to the public. However, those sections that are private should only be accessed by those authorized to do so. The website may retain the following information from visitors; Name, Phone Number, Address, Email Address, Company Name, Personal Comments about the site, and Telephone Contact Info, in an effort to provide the highest level of service. All of the information gathered through this website will be used solely to serve your needs and none of the data will be sold, or otherwise shared with others not authorized by you to receive it.
2. The following sections of the website are secure sections and require a login and password to gain further access: LockBox and Personal Portfolio. The following activities may be conducted in the secure sections: Upload/Download to LockBox; Use Personal Portfolio to research; and track stock and mutual funds information. You must have an approved login and password to access these sections, which may be granted by CFH Financial Services, Inc.
3. No child users under the age of 13 are permitted to use this site without parental supervision or consent except for educational purposes. Children under the age of 18 may not conduct transactions of any type through this website without the consent of a parent.
4. Email correspondence and request for information submitted from this website will be received by our office manager and will be handled in an appropriate and timely manner. We will not accept any orders to place trades on investment accounts submitted through our websites. Such requests should be made through direct contact with your advisor. Email addresses collected through a request for information may only be used to provide information that has been requested or that the advisor feels may benefit the recipient from a financial planning standpoint. You may request to have your email address changed or removed from our system by emailing that request to alubiani@cfhfinancial.com, or to your advisor directly, or by calling our office at (901)761-1490.
5. Any questionnaires or surveys conducted through this website will be done solely in an effort to improve our services and communication to our clients. None of your information or responses will be shared, sold, or otherwise distributed.
6. For your protection non-public personal information obtained through this website will no be stored in an online database. This information will be used only for obtaining the financial planning products and services that you desire. If you are uncomfortable providing data necessary to deliver requested information about insurance and financial products and services, you may opt out by calling our office at (901)761-1490. Requesting to speak with an advisor to address your concern.
7. No personal information collected through this site will be retained on the website. Please see the privacy statements of other sites visited through links provided on this site.
8. You may choose to visit other websites through links provided on this website. You are advised to review the privacy policy statements of linked sites. This privacy policy statement and the method in which data is handled pertains only to www.cfhfinancial.com. CFH Financial Services Inc, is not responsible for information you provide over the internet after leaving our site.
9. The security of your information is very important to us. Our website and the information you submit is protected from intrusion through up to date secure methods of data transactions.
10. CFH Financial Services Inc, reserves the right to change our policy without notice as our site is updated to serve the needs of our clients and associates. Review the policy frequently for any changes.
Thank you for your decision to do business with CFH Financial Services, Inc. Your privacy is very important to us. We have always placed a high value on the trust and confidence our clients place in us. We believe that confidence must be earned and validated through time. In today’s world, when technology allows the sharing of information at light speeds, trust must be backed up by our sincere pledge to take the steps necessary to ensure that the information you share with us is treated with respect and confidentiality.
Disclosure
Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered.
A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the states broker/dealer, investment adviser, or BD agent or IA rep requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the states broker/dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion.
Investments products and services available only to residents of : Alabama (AL), Arkansas (AR), Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Georgia (GA), Illinois (IL), Kentucky (KY), Michigan (MI), Missouri (MO), Mississippi (MS), North Carolina (NC), New York (NY), Pennsylvania (PA), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA)
We are licensed to sell insurance products in the following states of: Alabama (AL), Arkansas (AR), Arizona (AZ), California (CA), Colorado (CO), Florida (FL), Georgia (GA), Illinois (IL), Kansas (KS), Kentucky (KY), Michigan (MI), Missouri (MO), Mississippi (MS), South Carolina (SC), Tennessee (TN), Texas (TX), West Virginia (WV)
Capital Analysts Incorporated
303 Broadway #1500
Cincinnati, OH 45202
800-685-7515
By using this website, you agree to accept such conditions and qualifications:
This website is not a solicitation for services: The materials in this website should not be considered an offer or solicitation to buy or sell securities, nor shall any such security be offered or sold to any person in any jurisdiction in which such an offer, solicitation, purchase or sale would be unlawful under the securities laws of the jurisdiction. Products and services mentioned on this site may not be available in all states and are subject to change without notice. This advisor (provider) will only conduct insurance, securities or financial advisory business where properly licensed and registered.
The offering of Securities and Investment Advisory Services is limited to prospects and clients from States where advisor is registered see list available with FINRA. No offers may be made or accepted from any resident outside the current list of states, which is on file with FINRA. Some activities referenced on website may be considered outside business activities- not associated with the provider’s agency, firm, or Capital Analysts Incorporated. Contact the provider or FINRA for a list of those current business activities.
All content of this site is for informational purposes only and does not constitute a complete description of our investment services or performance. Materials presented in this website, or any linked website, are believed to be from reliable sources, but we make no representations or guarantees as to the accuracy or completeness. All information and ideas should be discussed in detail with your investment advisor prior to implementation. The provider intends that this website will be viewed for informational purposes only. This should not be viewed as a solicitation or offer of services in any jurisdiction in which this provider is not qualified to do business.
Privacy: Any information sent to this firm via e-mail or through the website is not encrypted. Viewing or transmission of information from this website does not create an advisory relationship between you and this firm, nor is it intended to do so. The only personal information we will obtain from you when you visit our site is the information you voluntarily provide. Example may include a request for a quote, or providing an e-mail address when contacting us. We do not sell or disclose any non-public information for marketing purposes outside our firm.
IRS Circular 230: The information contained herein does not constitute investment, financial, tax or legal advice. Further, this information is general in nature and is not intended to be reflective of any specific plan. Please contact your personal investment, financial, tax or legal advisor regarding your specific needs and situation. In compliance with IRS Circular 230, we inform you that any U.S. federal tax advice contained in this document is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code, or (ii) promoting, marketing, or recommending to another party any transaction or matter that is contained in this document
Important information about professional credentials: Because of systematic limitation of the internet, this website may communicate information about credentials that are not approved in all states or jurisdictions. We remind clients that although a credential may represent the evidence of an ethics certification and ongoing educational efforts by a representative, no credential can guarantee that a representative is the best advisor for you. Before doing business with any investment professional, all investors should check with their state securities and insurance regulators to determine whether the individual is properly licensed and if there have been any complaints or disciplinary problems involving them or their firm. All potential investors can check the status and disciplinary history of any registered representative with FINRA at http://www.finra.org/InvestorInformation/InvestorProtection/InvestorAlerts/index.htm. Investors can also request a copy of an Investment Advisor's Form ADV, contact the Better Business Bureau, and any other professional organizations associated with the credential that is displayed. Also, an investor can contact FINRA to access the qualifications for the credential and consider the applicability of the education to your personal issues (http://apps.finra.org/DataDirectory/1/prodesignations.aspx). An investor is encouraged to request all applicable reports from an advisor, with the expectation of full disclosure, before services are engaged and any personal information is provided.
Important reminder about investing in any security: The investor is advised to carefully read the prospectus and consider the investment objectives, risks, charges and expenses of the investment company before investing. The prospectus contains this and other important information about the investment company. An investor may obtain a prospectus by contacting their advisor or the specific investment company. For the fund’s most recent performance data, please contact the fund firm or your advisor. Information presented represents past performance. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. Investment return and principal value of an investment will fluctuate; so that an investor’s shares, when redeemed, may be worth more or less than their original cost; current performance may be lower or higher that the performance data quoted. All funds are subject to market risk. No investment strategy or allocation can guarantee a profit or protect against a loss in a declining market.
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